PalmPay API Integration & Open Finance Solutions

Payment, cards and wealth products API implementations for Nigeria market — quick delivery of runnable source code and documentation

Starting at $300
Open Data · Open Finance · Protocol Analysis · Mobile Finance

Securely integrate PalmPay's payments, card and wealth capabilities into your system

We provide PalmPay protocol analysis and implementation based on authorized/public APIs; endpoints include card data, balance/installments, transaction details, virtual cards, blocking/unblocking, e-statements (PDF/JSON) and Open Finance permission integration. Suitable for enterprise onboarding and third-party platforms with auditable compliance.

Card status & blocking controls — block/unblock, temporary card lock, NFC on/off, replacement tracking and shipping notifications.
Transactions & statements export — paginate transactions, filter by date/type, export to Excel/CSV/PDF for accounting and tax purposes.
Virtual cards & one-time numbers — create/bind virtual cards for online payments, with lifecycle management for numbers.
Open Finance / consent login — handle user consents, data domains (accounts, transactions, cards), token refresh and audit logs, complying with Central Bank and LGPD.
Request a Consultation View Deliverables

Deliverables & Technical Plan

Standard Deliverables

  • OpenAPI / Swagger interface specifications
  • Protocol & authorization workflow report (Open Finance scopes, token flow)
  • Runnable backend source code (Node.js / Python) with deployment notes
  • Automated test scripts, example requests and Postman collection
  • Compliance guidance (LGPD, Central Bank/Open Finance requirements, data retention)

API Example (pseudo-code)

// Example: Create merchant QR for payments
POST /api/v1/palmpay/merchant/qrcode
Content-Type: application/json
Authorization: Bearer <APP_TOKEN>

{
  'merchant_id': 'MCH12345',
  'amount': 45.50,
  'currency': 'USD',
  'reference': 'ORDER-20251105-001'
}

Response: {
  'status': 'OK',
  'qr_code_url': 'https://palmpay.qr/xyz123',
  'qr_payload': 'eyJ0eXAiOiJKV1QfQ..sig'
}

Typical Integration Scenarios

Merchant onboarding & settlements, wallet balance sync, batch payroll, QR/payments and reconciliation automation across multi-branch networks.

Core & Compliance

All integrations are based on customer authorization or publicly available APIs. We provide data minimization guidance, audit trails and privacy considerations, plus NDA options as needed.

Studio & Delivery

We are a boutique focused on App protocol analysis and API integration for financial services. We deliver OpenAPI, SDKs, testing scripts and deployment guides with transparent pricing starting at $300.

Contact & Next Steps

Ready to discuss or request a quote? Please visit our contact page to submit your target app and integration requirements.

View Contacts / Submit Request

📱 Bybit Official App Features (folded for reference)

Bybit is a global digital asset exchange offering spot, derivatives and DeFi access, with wallet integration and NFT marketplace features. Common capabilities include:

  • Spot and derivatives trading: market orders, limit orders, leverage, perpetual contracts.
  • Advanced order tools: take-profit, stop-loss, trailing stops, and conditional orders.
  • Asset management: wallets, staking, lending and yield products.
  • WebSocket market data: depth, trades, candles with low latency.
  • Copy trading and portfolio management tools.
  • Multiple funding channels: card, fiat rails, and P2P.
  • Compliance & risk: KYC, AML, and real-time risk monitoring.

Note: This is a public feature summary for technical integration discussion purposes only.